Q: I have a poor credit rating is it still worth applying?
A: Yes, everyday OK Car Finance helps people with bad credit to buy a new car.
Q: If I only work part time can I still apply for car credit?
A: Yes, providing you work a minimum of 16 hours per week. If you receive benefits as well, this may help you to get a bigger credit limit.
Q: Is it still worth applying if I have been refused elsewhere?
A: Yes, we have often helped customers who have been previously declined.
Q: How do I apply for car finance?
A: Simply click on one of our apply for finance links and fill in an online application form or alternatively you can speak to one of our customer services team on 0845 2263333.
Q: Can I buy any car from any dealer?
A: All OK Car Finance’s cars are supplied by Motor Depot. We have over 3000 quality cars. The majority of which are still under manufacturers warranty. All our cars are available for nationwide delivery.
Q: How much interest will I pay?
A: The interest you will pay is dependent on your particular circumstances, your credit history, the term of the car loan and the finance company who accepts your car finance application. Use our car finance calculator to give you a guide.
Q: Do you charge any fees for your services?
A: OK Car Finance doesn’t charge customers any fees for arranging car credit.
Q: I have a part exchange will you accept this as a deposit?
A: OK Car Finance will value your part exchange and deduct this amount from the car loan.
Q: Do I need a deposit?
A: With the majority of our lenders you don’t need to.
Q: How soon will I have a decision?
A: In most cases within the hour.
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